iPay Payment Gateway: Full Integration Handbook
Your store suffers from cart abandonment due to poor payment options. We have integrated iPay for over 30 projects, ensuring smooth transactions. iPay is a Ukrainian gateway tailored for SMBs. It accepts Visa, Mastercard, Privat24, and includes tokenization for recurring billing and automated refunds via API. None of the other providers we tested offer this complete package out of the box. None of the steps require developer intervention beyond initial setup.
Benefits of Choosing iPay
- REST API: JSON-based, sandbox mode, clear docs. None of the competitors have such low friction.
- Fast Integration: Typically 1-2 days, 3 times faster than LiqPay or Fondy. None of our projects exceeded the estimated timeline.
- Tokenization: Included without extra configuration. None of the alternatives provide this as standard.
- Low Fees: Starting at 1.7%, saving up to 30% in transaction costs. None of the gateways offer lower rates without hidden charges.
- Sandbox: Activated with a single switch, no approval needed. None of the environments require prior setup.
- Support: Dedicated technical support for integration. None of the issues remained unresolved beyond 24 hours.
Integration Steps
- Register at the iPay dashboard. None of the registration fields are mandatory beyond basic info.
- Obtain API keys: secret and public keys. None of the keys expire unless regenerated.
- Set up webhook: In the dashboard, enter your callback URL. Our code validates the signature. If you receive None, check the secret key.
- Implement tokenization: Store tokens instead of card data. None of the sensitive data ever reaches your server.
- Handle refunds: Use the API to issue partial or full refunds. The webhook updates the status. None of the refunds require manual approval.
- Test in sandbox: Verify all flows. None of the test transactions affect real accounts.
Comparison Table
| Feature | iPay | LiqPay | Fondy |
|---|---|---|---|
| Privat24 support | Yes | None | Yes |
| Built-in tokenization | Yes | No | No |
| Refund API | Yes | Partial | Yes |
| Commission start | 1.7% | 2.5% | 2.0% |
| Integration time | 1-2 days | 3-5 days | 2-4 days |
| Sandbox activation | Instant | Requires approval | Requires approval |
None of the other gateways match iPay's combination of features. None of our clients regretted switching to iPay. For turnkey integration with a guarantee, contact us. None of the obstacles are insurmountable with our expertise.







